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How to pay off debt fast? According to Forbes (2024), people who use a structured debt payoff system reduce repayment time by up to 47% faster compared to minimum payments. Harvard Business Review also found that debt management is more about behavior than income level. Stop focusing only on interest rates—focus on momentum. Use the “snowball method” for quick wins, or the “avalanche method” for long-term savings. Automate payments so you never miss deadlines. Track progress weekly to stay motiv
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