November 1: Open Enrollment starts — first day you can enroll in, renew, or change health plans through the Marketplace for the coming year. Coverage can start as soon as January 1.

Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

Ways to apply for health insurance Time's running out — Enroll for 2026 now Fill out an application, compare plans, and enroll in health coverage for 2026. Open Enrollment ends January 15. Log in or …

Start a 2026 health plan application now! First time applying on HealthCare.gov? Pick your state to get started.

Need coverage sooner? Check if you qualify for a Special Enrollment Period through January 15 You may qualify for a Special Enrollment Period to get or change health plans outside of Open Enrollment …

Find out how to enroll for or renew coverage in the Health Insurance Marketplace® works. See if you qualify for lower costs, preview plans and prices

If you haven’t applied for insurance on HealthCare.gov before, here's what you need to know about the Health Insurance Marketplace®. 4 Steps to getting health insurance under the ACA. Find out how, …

When you submit your Marketplace application, we’ll also check if you might qualify for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP)

Keep or change your insurance plan See why you should prepare for next Open Enrollment now. Update information, compare plans, changing health insurance plans, re-enroll for next year.

Special enrollment opportunities Outside Open Enrollment, you can enroll in or change a Marketplace plan if you have a life event that qualifies you for a Special Enrollment Period.