It is possible to save money and achieve your long-term goals through mortgage refinancing. Taking advantage of favorable market conditions and understanding the refinancing process is an effective ...

If you're paying an interest rate of more than 5 percent, now may be the time to refinance your home mortgage. Although interest rates have risen slightly in the past few weeks, they are still at ...

Refinancing your car loan allows you to exchange your current debt for a new loan. Typically, the outcome is a lower monthly payment thanks to a lower interest rate or better terms. Refinancing can be ...

WASHINGTON – Never have average rates on long-term fixed mortgages been as low as they are now: 3.91 percent for a 30-year home loan and 3.21 for a 15-year loan. The new lows mark the eighth straight ...

A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

To qualify for a conventional refinance, you’ll need a minimum 620 credit score and a maximum debt-to-income ratio of 45 percent. Keep in mind that refinancing can be time-consuming and involves ...

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Don't pay inflated mortgage closing costs or junk fees that steal your savings. Dec. 22, 2008 — -- Mortgage rates are nearing historic lows and that means millions of us are going to refinance.