For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...
Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.
Building on FICO's trailblazing work in cash flow scoring with the initial release of the UltraFICO® Score, this collaboration with Plaid—whose market-leading infrastructure enables ...
The enhanced UltraFICO score solution uses Plaid's systems to accept and analyze real-time cash-flow data, or information about the money moving in and out of a consumer's financial accounts. Older ...
Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.
The credit scoring company FICO has created another way, besides your regular credit score, to make you more appealing to lenders. This new score, known as the FICO Resilience Index, can help people ...