Here's what actually changes, and what doesn't, when you reach a perfect 850 credit score in 2026.
What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...
Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...
In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...
Follow along as we try to buy a hat in each of America's three major credit eras to see what data is collected and used to determine creditworthiness at different points in American history.
Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...
(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...
Aiming to hit the credit-score ceiling? Going by the FICO® Score system, 850 is the highest credit score possible. It means lenders see you as a super low-risk borrower with a long track record of ...
New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...
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